SELLER FINANCING AVAILABLE! 5.5%, 3-5 year balloon, depending on down payment. Be the first to live in this renovated second row Topsail Beach home and make it your own. This gem has been lovingly cared for and thoughtfully updated. Beach access is just across the street, kayak launch within walking distance as well as pickle ball courts and many amenities. Nestled on a rare double lot which is large enough for a pool plus park your RV, Boat, and cars. The home offers a reverse floor plan and first level additional 418 sq ft Unpermitted but shown in floor plan.. The outdoor shower and this first floor space would be great off a pool area or summer rental. Second and third levels are separate with 3 bedrooms, 3 bathrooms, den/4th bedroom, large high ceiling living and dining area flowing into the renovated kitchen, all flooded with natural light. The home was renovated with upgraded materials and built with the new buyer in mind with tile flooring throughout. Prior to the recent renovations, there was excellent rental history for top floors during summer months while owners stayed at the beach and enjoyed first level for themselves. Choosing a second row home offers affordability for flood and home/wind-hail assumable insurances, low maintenance plus lots of parking and you can still hear the surf and feel the ocean breezes! Some ocean and sound views for beautiful sunrises and sunsets. Possible owner financing.